About Jubilee-Life Mortgage Bank Limited
Jubilee-Life Mortgage Bank Limited was incorporated as private limited Liability Company in August 1992. The registered name at incorporation was Gilt-Bond Mortgage Finance Limited, a name that was changed to Jubilee-Life Mortgage Bank Limited in February, 2004. The promoters dreamt of a primary mortgage institution that will be the benchmark for successful enterprise in mortgage in the mortgage and housing sub sector of the Nigerian economy and today, the dreams of the founders have turned to outstanding reality. The company is an initiative of the Jubilee Development Foundation of the RCCG MISSION, birthed by a crop of God fearing experienced and fertile minded Nigeria entrepreneurs.
Job Summary
- Analyze all retail credit proposals in order to carry out risk identification, risk measurement and risk mitigation with a view to creating performing assets and assuring profitable lending for the Bank.
- Analyze all retail credit proposals in order to carry out risk identification, risk measurement and risk mitigation with a view to creating performing assets and assuring profitable lending for the Bank.
Principal Duties and Responsibilities- Credit Analyst
- Analyze and process retail credit requests for the market facing business units to facilitate prompt decisions.
- Identify high risk retail credits transactions and quickly step them down if they cannot be mitigated.
- Work with other departments to ensure completeness of documentation to safeguard the Bank’s position.
- Analyze and review retail problem loans and extract learning points for future corrective measures.
- Manage and assist market facing business units in retail credit structuring transaction and also provide advice and interpretations on credit policy.
- Manage the conveyance of all retail credit decisions to the business units to ensure proper information dissemination and swift response.
- Participate in various retail credit process transformation projects, credit product development and credit policy formulation to ensure alignment with Bank’s objectives and goals.
Qualifications- Credit Analyst
- Minimum of First Degree in a numerate or business related discipline.
- Relevant professional certifications such as Chartered Financial Analyst (CFA), Professional Risk Manager (PRM), Financial Risk Manager (FRM) etc. and/or a second degree are added advantages.
Competency:
- Knowledge of financial, accounting and auditing processes.
- Knowledge of managerial accounting
- Knowledge of banking regulatory guidelines.
- Knowledge of the banking industry.
- Knowledge of a Mortgage Bank’s structure, operations, policies and procedures.
- Knowledge of Risk management.
Application Closing Date
29th March, 2024.
How to Apply
Interested and qualified candidates should send their CV to: careers@jubileelifeng.com using the Job Title as the subject of the mail.
RELATED JOBS
Credit Analyst at Jubilee-Life Mortgage Bank Limited
Finance Associate at The Elevation Church
ACCOUNTING ASSISTANT – NIGERIAN EAGLE FLOUR MILLS LTD