Loan Officer at Hyundai Heavy Industries – Lagos

Hyundai Motors Nigeria is one of the largest Automobile Company in Nigeria continuing with its excellent standards of Sales and After Sales Services nationwide.

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As a result of continuous efforts at every level of the organization, Hyundai Motors Nigeria has gained the momentum and trajectory needed to attain status as a world-class automotive brand. Our automobiles are now custom designed to meet local tastes and through innovative marketing strategies, we have extended our reach into new and exciting segments.

Looking ahead, Hyundai Motors Nigeria will continue to maintain the superior quality that can satisfy all of its customers. At the same time, by establishing the goal of giving top priority to serving our customers, we will endlessly continue our efforts in providing the value our customers truly desire.

In addition, as a global leader, we will strive to fulfill our responsibility to society´s needs, and based upon our sense of being a socially conscious enterprise, we will not spare any effort in creating a happier and more prosperous world for all.

Hyundai Motors Nigeria considers the wellbeing of humanity to be its most valued aspect. By maintaining harmony among humanity, the environment, and society in general, we will continue to improve the value of our brand and will take ongoing steps to become the world”s best automobile company.

We promise that Hyundai will always take strong and confident steps for our customers, as always.

Job Description of Loan Officer at Hyundai Heavy Industries – Lagos

Evaluate credit worthiness by processing loan applications and documentation within specified limits.
Interview applicants to determine financial eligibility and feasibility of granting loans.
Determine all applicable ratios and metrics and set up debt payment plans.
Communicate with clients either to request or to provide information.
Justify decisions (approvals/rejections) and report on them.
Complete loan contracts and counsel clients on policies and restrictions.
Update job knowledge on types of loans and other financial services.
Source for new clients through promotion and assist prospective clients with loan applications.
Preparation and presentation of loan proposals to credit and risk assessment committee.
Portfolio management with full responsibility for its growth and quality (monitoring of disbursed loans, follow up on timely repayment, initiating and leading recovery activities, etc.).
Effective relationship management through high client satisfaction, reaching a high ratio of revolving clients.
Collection of detailed information (personal, business, and guarantees) in preparation of loan proposals as well as thorough evaluation and assessment of loan applications.
Analyzing and interpreting financial statements of businesses, to access the repayment capacity and financial soundness of the loan applicants.
Evaluate loan applications and documentation by confirming credit worthiness.
Sales of retail products and services to potential customers by making proactive sales effort.
Improve loan applications and documentation by informing applicants of additional requirements.
Rejects loans by explaining deficiencies to applicants.
Analyses the financial viability of clients who seek to acquire loans for homes and businesses.
Conducts preliminary interviews with loan applicants.
Gives recommendations to clients on the type of lending program they should avail, including term and payment schedule.
Review all loan documents and agreements to make sure these are all complete, valid, and according to the bank’s guidelines.
Approve or disapprove loan applications based on merit and level of financial viability.
Meet with clients who have difficulty keeping up with the loan amortization schedule and adopt a proactive position to win/win solutions.
Help customers by answering questions; responding to requests.
Maintain customer confidence by keeping loan information confidential.

Essential Requirements for a Loan Officer at Hyundai Heavy Industries

• Candidates should possess B.Sc Degree in any field.

• Must have 1- 5 years experience in Microfinance Banking and loan administration.

• Must have a flair for Sales/Marketing.

• Good communication skills.

• Very smart and articulate.

Job Type: Full-time

Salary: ₦170,000.00 per month

Ability to Commute:

Lagos (Required)

Ability to Relocate:

Lagos: Relocate before starting work (Required)

Apply Here

Loan Officer at Hyundai Heavy Industries – Lagos

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