About FairMoney
FairMoney is building the leading mobile bank for emerging markets. We started with a digital microcredit application on Android, and currently roll out additional financial services (current account, savings, debit card) while expanding the product to Western Africa and South-East Asia.
We are recruiting to fill the following positions below:
1.) Senior Accountant
Location: Lagos
2.) Aggregator Manager
Location: Osun
3.) Corporate Banking Lead
Location: Lagos
1. Senior Accountant
Location: Lagos
Employment Type: Full time
About the Role
As a Senior Accountant for the lending business of Fairmoney, you will be responsible for mainly, but not limited to:
- Make recommendations based on analysis and status of reserves, assets, and expenditures.
- Assist with financial and tax audits.
- Document and monitor internal controls in support of the auditing team.
- Coordinate more complex accounting projects and initiatives with other members of the accounting and finance team or with other departments.
- Analyze complex financial reports and records.
- Train and mentor junior staff.
- Perform variance analyses and prepare account reconciliations.
- Prepare financial reports.
- Perform account reconciliations.
- Maintain the general ledger, prepare tax returns, assist with audit preparations, and perform other accounting duties as assigned.
- Liaise with the company’s Chief Financial Officer/Head of Finance on how to improve financial procedures where necessary.
Requirements
- BS degree in Accounting, Finance, or relevant with a minimum of five (5) years of accounting experience in audit firms or firms in the financial service industry.
- A qualified accountant (ACCA, ICAN).
- Good analytical skills, high level of accuracy, and attention to detail.
- Demonstrate a strong understanding of Nigerian Tax laws.
- Strong knowledge of the concept of accruals/prepayments.
- Strong Knowledge of the International Financial Reporting Standard(IFRS), and an understanding of double entries.
- Have advanced Microsoft Excel Skills including Vlookups and pivot tables.
- Be an effective team player with a positive attitude.
- A track record of constantly looking for ways to do things better.
- Have good analytical and numerical skills.
- Need for enthusiasm and interest in the role i.e. accounting, reporting, and cost control.
- Ability to work without supervision and to tight deadlines.
Benefits
- Private Health Insurance
- Pension Plan
- Paid Time Off
- Work From Home
- Training & Development.
How to Apply
Interested and qualified candidates should:
Recruitment Process
- A screening interview with a Recruiter: 30 minutes.
- Technical interview with VP, Finance: 45 minutes.
2. Aggregator Manager
Location: Osun
Employment Type: Full-time
About The Role
- Payforce by FairMoney empowers businesses to drive mass adoption of digital and financial services to the underserved populations in their communities.
- We are looking to hire an Aggregator Manager to join our Sales team.
- The successful hire is expected to take responsibility for managing and onboarding new Aggregators within assigned region.
- To do well in this role, you need a very fine eye for sales, good knowledge of people management, as well as having an existing network of aggregators.
Roles and Responsibilities
- Onboard aggregators who have a network of sub-agents
- Follow up with them to add new agents every month under them.
- Train them on onboarding and KYC process
- Train them on performance monitoring on our dashboards
- Monitor their performance for transactions and active terminals.
- Retrieve the POS terminals in case of non-performance.
- Timely resolution of issues, and complaints
Requirements
- B.Sc in any discipline.
- Ability to work in a fast-paced environment.
- Ability to Work using Excel.
- A minimum of 3-5 years of sales experience in agency banking.
- Ability to self-motivate and manage self.
- Good communication and interpersonal skills.
- Customer orientation and ability to adapt/respond to different characters.
Benefits
- Private Health Insurance
- Pension Plan
- Paid Time Off
- Work From Home
- Training & Development
- Performance Bonus
How to Apply
Interested and qualified candidates should:
3. Corporate Banking Lead
Location: Lagos
Job type: Full time
About the role
Fairmoney is seeking a dynamic and results-driven Relationship Manager to join our SME Banking team. The successful candidate will be responsible for building and maintaining relationships with Small and Medium Enterprise (SME) clients, providing tailored financial solutions, and driving business growth. This role requires a strong understanding of SME needs and challenges, excellent communication skills, and a proactive approach to client management.
Key Responsibilities
Client Relationship Management:
- Develop and maintain strong, long-term relationships with SME clients.
- Understand client’s business operations, financial needs, and goals.
- Provide personalized financial advice and solutions to meet client needs.
- Conduct regular client meetings to review financial performance and update on new products/services.
Business Development:
- Deposit mobilzation in line with set targets and business plan.
- Identify and pursue new business opportunities within the SME segment.
- Develop and implement strategies to acquire new clients and grow existing relationships.
- Collaborate with internal teams to ensure seamless onboarding and servicing of clients.
- Achieve sales targets and contribute to the overall profitability of the SME banking division.
Product and Service Expertise:
- Stay informed about Fairmoney’s products and services, as well as industry trends and developments.
- Present and explain banking products, such as loans, credit lines, and cash management services, to clients.
- Work with product teams to tailor solutions that meet specific client requirements.
Risk Management and Compliance:
- Assess and monitor the creditworthiness of clients.
- Ensure all client interactions and transactions comply with regulatory requirements and Fairmoney’s policies.
- Prepare and submit credit proposals and documentation for approval.
- Monitor and manage the risk profile of the client portfolio.
Market and Competitor Analysis:
- Conduct market research to identify trends and opportunities in the SME sector.
- Analyze competitors’ offerings and market positioning to refine strategies and value propositions.
- Provide feedback to management on market conditions and client needs.
Requirements
Education:
- Bachelor’s degree in Business Administration, Finance, Economics, or a related field.
- MBA or relevant professional certification is a plus.
Experience:
- Minimum of 7 years of experience in banking or financial services, with a focus on SME clients.
- Proven track record in relationship management and business development.
Skills:
- Strong understanding of SME banking products and services.
- Excellent communication, negotiation, and interpersonal skills.
- Ability to analyze financial statements and assess credit risk.
- Proactive, self-motivated, and results-oriented mindset.
- Proficiency in MS Office Suite and CRM software.
Working Conditions:
- Regular travel to client locations and business meetings.
- Ability to work flexible hours based on client needs and business demands
How to Apply
Interested and qualified candidates should:
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